My wife and I, along with our two children, count our blessings every day. We are fortunate to be citizens of the greatest nation on earth, with all the religious, social and financial freedoms it offers us. We are blessed to have the opportunities to pursue our dreams and to help others with theirs.

There is no better feeling than when homeowners tell me that the Mortgage Advisory Group helped their family improve their financial situation. When that happens, they become empowered to use their resources -- whether it's extra money they have every month or extra time available from having to work less hours -- to help others in ways close to their hearts.

Yes, we are blessed, but we don't say it enough. The holiday season is a time for reflection and a time to let you know how much we appreciate you and the opportunity to serve you.

Listen to a Christmas commercial my family recorded for WORD FM.

Dale in WORD FM Recording Studio

Dale and his wife, JoAnn at Christmas time

And just for fun...Sami the Pug all dressed up in her holiday finest